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Oakville Real Estate Agent

Location, Style and Cost

The first question you're bound to ask your Oakville Real Estate Agent is, "How much home can I afford?" That depends on a number of factors:

Your selected location. Are you set on a specific area? Downtown? The suburbs? A rural setting?

Your preferred type of home. Detached? Semi? Duplex? High-rise? Link? Townhouse? New or Resale? There are a variety of home styles you will want to explore.

Your income. After all, it's not just the mortgage you have to take into account. There are property taxes, utilities, and in some cases condo or strata fees. As a general rule of thumb, your monthly home-carrying cost should not exceed 30-35% of your income.

Market conditions. Is it a buyer's, sellers or balanced market?

There are also additional costs to keep in mind. It's a good idea to work out exactly what you want and what you can afford before you begin the search. Be specific! After all, you don't want to suddenly come to the realization that your dream house has come with a nightmare of bills and expenses. Stick to looking at Oakville Homes for Sale that are in your price range. The more you've thought it out, the better Ryan Crane, as your Oakville Real Estate Agent, can meet your needs.

A part of deciding just what you can afford can be accomplished by meeting with your bank or a mortgage broker and negotiating a pre-approved mortgage. There are many types of mortgages and many different terms. Research all of your options. This ensures that there are no surprises once you're ready to make an offer. As an Oakville Real Estate Agent, Ryan Crane has contacts in many lending institutions and can recommend people who can help you here.

Once you've figured out your monthly expenses and what you can afford, you can start the search for your Oakville Homes with your Oakville Real Estate Agent. It could happen that the first home you see is the one you want; or you might look at Oakville homes after Oakville homes with none of them catching your interest. Rest assured, the home you're looking for is out there, and when you find it, you're ready to make an offer. If your offer is accepted, the next steps are closing and moving into your new home.

Why is Location Important?

Of course, the first step in deciding on a new home is your lifestyle at present and how your lifestyle will change over the next few years. Are you active in sports? If so, a location with a nearby recreational facility would be ideal. Are you a nature lover? Then perhaps an area with parks and walking trails would suit you. Think about yourself and your family and decide what you enjoy doing and what type of lifestyle you would enjoy in your new home. Then you can begin looking at Oakville Homes for Sale with your Oakville Real Estate Agent.

Which Neighbourhood is Right for You?

Your ideal home may not be ideal anymore if it's downwind from the garbage dump, or if your home is right next to a freeway overpass. Think about theview. Will you like what you see every time you look out your windows? Selecting where you want to live is as important as deciding what type of Oakville Homes you'd like to live in.

Consider how far your selected neighbourhood is from where you work, how far you're willing to commute and your lifestyle. You'll also think about schools if you have, or are planning to have, children. And what about medical facilities, places of worship, public transportation andrecreation in relation to the Oakville Homes for Sale that you will be looking at with your Oakville Real Estate Agent.

If you're contemplating the move to an unfamiliar neighbourhood, take the time to go exploring. Walk around, drive around, get a feel for the distance to the nearest convenience store, the commute. Make some notes. Take the neighbourhood tour at different times of day and contact thelocal municipal office to find out what future developments are planned nearthe Oakville Homes for Sale that you are considering.

You'll also want to check zoning by-laws and fire codes, especially if you plan to rent the basement or conduct a business in your newhome. In law suites, student housing, basement apartments and duplexes all havevery specific code requirements. The advice from your Oakville Real Estate Agent can be very helpful in these matters.

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Ryan Crane is an Oakville Real Estate Agent with Re/Max aboutowne Realty Corp. Brokerage. and you can reach him at (905) 842-7000. He Works throughout the GTA and predominantly in the Mississauga, Milton, Burlington and Oakville Real Estate Markets.

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26-01-2022